EXPECT FOCUS VOLUME IV 2008 FALL Table of Contents   In the Spotlight: GMWB Features Get Complex Class Certification Denied in Bonus Annuity Litigation SEC Holds Third Seniors Summit; Synthetic Annuities in Today's Market Index Annuity Regulatory Update: Comment Period Extended; Dot Anything gTLDs Expected in Early 2009 2008 NAIC Fall Meeting Highlights; Third Circuit Affirms Summary Judgment in "Juvenile Smoker" Case Xactimate Update: Fifth Circuit Affirms Federal Jurisdiction Under CAFA; Waiver and Estoppel Cannot Rewrite Policy Insured Denied Bigger Umbrella; Failure to Notify Constitutes Deceptive Practice NAIC Adopts Reinsurance Modernization Proposal; New York Announces Position on "Contract Certainty" Treaty Tips:Keeping An Eye On "Losses"; Unknown "Fortunes" Preclude Declaratory Relief For Cedent Bailout Bill May Impact Insurance Companies Washington Monitor: Parsing the 151A Labyrinth Removal of NRSRO Rating Reliance?; IDC Issues Report on Board Oversight of Derivatives SEC Staff Clarifies Scope of Cash Solicitation Rule; Electronic Filing of Applications Mandated Court Finds Duty to Disclose in Market Timing Case; FinCEN Withdraws Proposed AML Program Rules Broker-Dealer Responses to Market Turmoil Criminal Probes Target Financial Market Players; Market Turmoil Spawns Class Action Lawsuits A Regulatory Mulligan for the 21st Century; FINRA Homes in on Certain Types of Customer Complaints Circuit Courts Refuse To Expand TILA Remedies; Seventh Circuit Rejects Attempt To Create CAFA Loophole Sixth Circuit Allows Appeal By Nonintervening Class Member; Individualized Damages Issues Defeat Class Certification; Court Finds FCRA Damages Provision Unconstitutional Arbitration Roundup; FTC Delays Compliance With FACTA "Red Flag" Identity Theft Rules News & Notes   Legal Horizons Archived Issues Current Issue Expect Focus Volume II, 2010 Expect Focus Volume I 2010 Winter Expect Focus Volume IV 2009 Fall Expect Focus Volume III 2009 Summer Expect Focus Volume II 2009 Spring Expect Focus Volume I 2009 Winter Expect Focus Volume IV 2008 Fall Expect Focus Volume III 2008 Summer Expect Focus Volume II 2008 Spring Expect Focus Volume I 2008 Winter Expect Focus Volume IV 2007 Fall Expect Focus Volume III 2007 Expect Focus Volume II 2007 Spring Expect Focus Volume I 2007 Winter Expect Focus Volume III 2006 Fall Legal Horizons, Volume II, 2006 Legal Horizons, Volume I, 2006 Legal Horizons: Volume IV, 2005 Legal Horizons: Volume III, 2005 Legal Horizons: Volume II, 2005 Legal Horizons: Volume I, 2005 Legal Horizons: Volume III, 2004 Legal Horizons: Volume II, 2004 Legal Horizons: Volume I, 2004 Legal Horizons: Volume II, 2003 Legal Horizons: Volume I, 2003 Legal Horizons: Volume IV, 2002 Legal Horizons: Volume III, 2002 Legal Horizons: Volume II, 2002

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